Australian Pay & Tax Calculator
See exactly what you take home after income tax, Medicare levy, HECS/HELP, and superannuation. Free, no registration, updated for the 2026-27 financial year.
Popular salary lookups — After Tax Australia
Australian Tax & Pay Calculators
Pay Calculator
Annual, monthly, fortnightly, and weekly take-home pay after all taxes.
HECS Repayment Calculator
Calculate your compulsory HECS/HELP repayment under the new 2025-26 marginal system.
Superannuation Calculator
See how your 12% super grows over time. Project your retirement balance.
Fortnightly Pay Calculator
Australia's standard pay cycle — see exactly what lands in your account.
Salary Sacrifice Calculator
How much does salary sacrifice save you in tax?
Tax Refund Estimator
Estimate your ATO tax refund or balance owing for the 2026-27 financial year.
Take Home Pay Calculator
Net paycheck after all Australian taxes, HECS and salary sacrifice.
Stamp Duty Calculator
Property transfer duty for NSW, VIC, QLD, SA, WA — with first home buyer concessions.
GST Calculator
Add or remove Australia's 10% GST from any amount.
Capital Gains Tax Calculator
CGT on property and shares — with the 50% discount and main residence exemption.
PAYG Calculator
Calculate PAYG withholding tax for any pay frequency using ATO 2026-27 brackets.
Land Tax Calculator
Annual land tax for NSW, QLD and SA investment properties.
Medicare Levy Calculator
Calculate the 2% Medicare levy and whether the MLS applies to you.
Redundancy Calculator
Tax-free redundancy amount, ETP tax, and net payout for 2025-26.
Net Income Calculator
Calculate net earnings after all Australian taxes — same as take-home income.
Sole Trader Tax Calculator
Estimate income tax on ABN/sole trader business income after expenses and super.
Income Tax Calculator
Calculate income tax using the official ATO 2026-27 brackets and Medicare levy.
Tax Return Calculator
Estimate your tax return refund or amount owing — a tax estimator and tax back calculator.
Mortgage Calculator
Home loan repayments weekly, fortnightly or monthly — plus extra-repayment savings.
Tax Bracket Calculator
Find your tax bracket and see your marginal rate versus effective rate.
Salary Packaging Calculator
FBT-exempt packaging savings for charity, hospital and not-for-profit employees.
Accurate ATO Data
Updated for the 2026-27 financial year. Includes the new 15% second bracket, Medicare levy thresholds, and the revised HECS marginal repayment system.
Super & HECS Included
Unlike basic calculators, we include the 12% superannuation guarantee, HECS/HELP repayments, and salary sacrifice — so you see your real take-home pay.
Fortnightly by Default
Most Australians are paid fortnightly. Our calculator leads with fortnightly results while also showing monthly, weekly, and annual breakdowns.
Common Questions
How much is $80,000 after tax in Australia?
A resident earning $80,000 in 2026-27 takes home $62,660 per year, or about $2,410 per fortnight. This includes the 15% second bracket, Medicare levy (2%), and the Low Income Tax Offset. Use our calculator above for a personalised breakdown including HECS and super.
What is the tax-free threshold in Australia for 2026-27?
The tax-free threshold is $18,200. If you earn below this amount as an Australian resident, you pay no income tax. If you earn above it, tax applies to the portion above $18,200.
How is HECS/HELP repayment calculated in 2025-26 and 2026-27?
From 1 July 2025, HECS/HELP uses a new marginal system. Repayments only apply to income above $67,000 — at 15 cents per dollar between $67,000 and $125,000. Previously, the rate applied to your entire income once you crossed the threshold, which created a sudden jump. The new system is fairer and results in smaller compulsory repayments for most.
Does the calculator include superannuation?
Yes. The Superannuation Guarantee rate is 12% from 1 July 2025. Our calculator shows employer super contributions separately — super goes to your fund, not directly to your bank account. You can toggle 'salary includes super' if your package is quoted as a total package (inclusive of super).
What changed in the 2026-27 financial year for taxes?
The second income tax bracket drops from 16% to 15% on income between $18,201 and $45,000. This saves a maximum of $268 per year for anyone earning above $45,000. All other brackets and thresholds remain unchanged from 2025-26.